Time Optimization

Integral Outsourcing Services


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Internal Legal Audit

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Internal Legal Audit

We make profitable old portfolios claimed in court


Contract counseling

We provide legal certainty to your operations

  We value your general conditions of sale and your legal risks
  We analyze third party contracts and the legal significance of each clause
  We provide guidance on the steps to take prior to the resolution of contracts
  We coordinate the procedure for the judicial consignment of goods
  We analyze the feasibility of claiming contractual breaches

Claims reduction

Improve the conditions of your insurance policy

  Friendly presinister claim (compatible with any credit insurance)
  We increase your liquidity and decrease the cost of the policy due to less claims.
  We obtain debt acknowledgments that avoid the qualification of commercial dispute
  We reduce your administrative burden by reducing the number of claims to report

Working Capital

Optimize your internal resources by outsourcing administrative management

We remind in a friendly, professional and business-oriented way overdue and unpaid invoices with a delay of 60 days (maximum) from their due date

  We provide a significant improvement in your company's cash flow
  Outsourcing prevents your company's commercial image from deteriorating

Professional collection management

Gesico clients guarantee success

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Bill on success

less than € 3,000

On the amount recovered

More than € 3.000
(Debt seniority)

0-5 months
6-12 months
+12 months

(On the amount recovered)


Gesico Plus
(On the amount recovered)


Gesico Managements

Friendly claim:

  • Letters, fax, email, calls, whatsapp
  • Claims notarially certified
  • Inclusion of the debtor in the Banking Asnef
  • Negotiation and extrajudicial agreements with debt recognition
  • Certified fax, last communication with the possible elaborated demand yet to be presented

Judicial claim (according to feasibility analysis):

  • Preparation of solvency report on the company / administrator / board of Administrators.
  • Free collection of documentation on your facilities
  • Prosecution, defense in court, execution of judgment, foreclosure, auction
  • We also claim debt, interest for late payment and court costs
  • Presentation of the claim for the responsibility of the administrator if it meets the requirements

Gesico Plus Bill: also includes the VAT recovery service:

  • Control of deadlines established by the AEAT to request VAT recovery
  • Preparation of invoices and presentation to the AEAT
  • Processing of claims to the information requirements of the AEAT
  • Reliable communication to the debtor concerning the amending invoices
  • VAT recovery is complete for the customer. Service without additional cost. We also claim in Portugal (communications in Portuguese) and in the rest of Europe (communications in English) by friendly means.

General aspects in the provision of the collection management service

  • The seniority of the debt is calculated from the date of expiration of the first unpaid invoice until the date of order to GESICO, without tranches.
  • The more seniority, the more difficult it is to collect, and therefore the greater the bill on success.
  • We apply the same bill on success if it is recovered in the friendly or judicial phase. The client ensures that we will do our best to recover your money as soon as possible.
  • The bill on success does not increase in any case and for no reason in the whole process.
  • If once the claim is made to the merchant it is necessary to continue the claim with a new claim against the Administrator, we do not increase the bill on success.
  • The trips of the lawyers to the trial celebrations are included in the bill of success, not having the client expenses.
  • If all the steps are taken and we cannot recover the unpaid, or after the solvency study it is qualified as uncollectible, the client does not pay GESICO any euro.
  • If professionals other than GESICO (notary, lawyer, expert) were required, their fees are paid by the client, as well as the judicial fee if necessary.
  • In cases with an entirely favorable sentence these expenses are to be paid by the debtor.

How to follow the evolution of your cases: services without cost

Personal Assistant

Personal Assistant

Any query is answered immediately by telephone and on the same day by email.

Our personal assistants integrate the Gesico Executive Direction and know in detail each case.

If you wish to make inquiries about your cases, we will contact you when we are told to adjust to your availability.

Email “just in time”

Email “just in time”

Your company does not have to worry about obtaining information about their cases, we facilitate it as it happens "just in time". Each email sent to the address you authorize includes:

Explicación detallada sobre la novedad de cada caso

- Detailed explanation on the novelty of each case

- The complete history of actions taken

- The legal notifications and which will be the next judicial phase

Maximum transparency highly valued by our customers.

Virtual Office

Virtual Office

All the communications that you receive via email are registered in your Virtual Office, 24 hours accessible with your personal keys in an agile and simple way. Access to our work system.

It is a communication channel widely used by our clients to consult or download information (history of proceedings, legal notices, VAT recovery invoices, court fees, etc.), to extract reports with updated data or to send us forms for the cases to claim.

Monthly Report

Monthly Report

From 10 cases in judicial management we send a report in Excel and PDF with files status.

We detail all the unpaid in management indicating:

Classification / definition according to friendly or judicial claim

Evolution of the recoveries volume by comparative chart for quarters and cases paid

We adapt the report to the needs of each company

Main Cases

Main Cases

We also elaborated a report with the main cases by amount for portfolios with a high volume of unpaid bills.

We detail:

friendly or judicial / recoveries on date

brief summary of the current status and future steps to be taken

We adapt the report to the needs of each company



Gesico Management contacts the day that your company has availability and with the frequency you wish to hold a videoconference or call conference on the status of the cases.

We have previously sent a report on the agenda that your company needs in order to discuss it during the videoconference.

Subsequently we send a briefing or executive summary.

  • Scoring Gesico
  • VAT Recovery
  • Daily Control of insolvencies
  • Merchant Advice
  • Commercial Business Image
  • Non-conformities of debtors
  • Process management and lawyer fees
  • Documentary management of debt
  • Management of the internal risk of the unpaid
  • Legal security of your business documents
  • Conference "The risks of digital communications"

Services at no cost

We offer additional services at no cost to our customers, as an added value to the collection management it is provided:

  • A decrease of administrative burden
  • A reduction of internal costs
  • A protection against future expenses

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